Protect Your Restaurant with Comprehensive Insurance
Running a restaurant comes with its fair share of risks, from unexpected property damage to liability concerns. With the right insurance coverage, you can focus on serving your customers while safeguarding your business. A specialized restaurant insurance policy provides peace of mind by addressing the unique challenges of the food industry. Stay protected and ensure long-term success.
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The Types of Restaurant
Insurance Coverage You Need
General Liability Insurance
General liability insurance provides financial protection by safeguarding your company in the event of third-party claims.
Commercial Property Insurance
Protects your building from damage from fire, theft, burglary, and some natural disasters.
Business Income and Extra Expense
Business income and extra expense—also referred to as business interruption insurance—goes hand-in-hand with commercial property insurance.
Business Owners' Policy
Some insurers will also include other industry-specific coverages.
Workers' Compensation Insurance
Workers’ compensation insurance covers the cost of medical expenses, lost wages, lawsuits, and settlements if one of your employees gets injured or becomes ill on the job.
Product Liability Insurance
Also referred to as food liability insurance—should be considered a necessary insurance in the restaurant industry.
Liquor Liability Insurance
If they leave your restaurant and get in a drunk-driving accident, your business and bartender can be held liable.
Other Insurance Coverage to Consider
Some small businesses might want to consider these insurance policies.
Why Restaurant Business Insurance Is Important?
For food business owners, securing a comprehensive restaurant insurance policy equals peace of mind. Running a restaurant involves inherent risks, from property damage to liability issues. A dedicated restaurant insurance policy mitigates these risks, tailoring coverage to the unique challenges of the food industry.
Property damage
Food contamination and spoilage
Liquor liability
Employee accidents and worker's compensation
Data breaches and cyber-attacks
Discrimination or wrongful termination complaints
Equipment breakdown
Loss of income from utility interruption
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General Liability Insurance
Keep your business safe
Our mission is to identify your restaurant insurance needs according to its activities so you can concentrate on your business while we take care of your insurance.
Maximize your savings
Why pay more when CIS can help you save? Our expertise ensures that your restaurant gets the coverage it needs while keeping your premiums low!
CIS your trusted insurance agency
We understand that businesses face many risks and challenges, and we're here to help you identify and manage those risks.
